No time? No life?

It doesn't have to be that way. Christian
Stewardship Ministries can help!

These terms of Use and Legal restrictions ("Terms") govern your use of this Web Site, and your downloading and use of the on-line version of It's About Time!. Using this Web Site indicates that you accept these Terms. If you do not read these Terms or accept these Terms, do not use this Web Site.

All contents are Copyright © 1992 by Christian Stewardship Ministries. All rights reserved.

1. Use of Site
The following Terms apply to all visitors to or Users of this Web Site. Christian Stewardship Ministries ("CSM") reserves the right to change these Terms and/or its Web Site from time to time at its sole discretion without notice. In the case of any violation of these Terms, CSM reserves the right to seek all remedies available by law and in equity for such violations. These Terms apply to all visits to the CSM Web Site, both now and in the future.

2. Downloading of Contents
Any content that is downloaded from the Web Site, including but not limited to the book It's About Time!, is under a limited, non-transferable, non-exclusive license from CSM. No ownership claim or intellectual property rights (patent, trade secrets, or copyright) are granted to you, as the User, in any such content.

3. License
In consideration of the authorization in Section 2, Downloading of Contents, User agrees that any copy of any Web Site materials it makes shall retain all copyright and other proprietary notices in the same form and manner as on the original, and that any such materials shall be used solely and exclusively for the personal, non-commercial use of the User. Except as specified above, nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any patent, trademark or copyright of CSM or any third party.

ALL CONTENTS ON THIS SITE ARE PROTECTED BY COPYRIGHT. EXCEPT AS SPECIFICALLY PERMITTED HEREIN, NO PORTION OF THE INFORMATION ON THIS WEB SITE MAY BE REPRODUCED IN ANY FORM, OR BY ANY MEANS, WITHOUT PRIOR WRITTEN PERMISSION FROM CSM. VISITORS OR USERS ARE NOT PERMITTED TO MODIFY, DISTRIBUTE, PUBLISH, TRANSMIT OR CREATE DERIVATIVE WORKS OF ANY MATERIAL FOUND ON THIS SITE FOR ANY PUBLIC OR COMMERCIAL PURPOSES, EXCEPT AS OTHERWISE PERMITTED HEREIN.

4. Compliance with Applicable Laws
User access to this Web Site is governed by all applicable federal, state and local laws. All information available on the Web Site is subject to U.S. export control laws and may also be subject to the laws of the country where you reside.

5. Marks
The trademarks, logos designs, and service marks ("Marks") displayed on this Web Site are the property of CSM or the respective third party owners. Users are not permitted to use these Marks without the prior written consent of CSM or such third party which may own the Mark.

6. CSM Privacy Policy
CSM's Privacy Policy can be found on our Web Site, and by using the Web Site, Users are consenting to the processing of their data by CSM and consenting to the terms of the Privacy Policy.

7. Links to Third Party Sites
This Web Site may contain links to third party sites. Access to any other Internet site linked to this Web Site is at the User's own risk, and CSM is not responsible for the accuracy or reliability of any information, data, opinions, advice or statements made on these sites.

8. Disclaimer Although CSM has attempted to provide accurate information on the Web Site, CSM assumes no responsibility for the accuracy of the information. CSM may change the services, programs, or products mentioned at any time without notice. Mention of non-CSM products or services is for information purposes only and constitutes neither an endorsement nor a recommendation.

ALL INFORMATION PROVIDED ON THIS WEB SITE IS PROVIDED "AS IS" WITH ALL FAULTS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED. CSM DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED INCLUDING, WITHOUT LIMITATION, THOSE OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT OR ARISING FROM A COURSE OF DEALING, USAGE, OR TRADE PRACTICE.

CSM SHALL NOT BE LIABLE FOR ANY INDIRECT, SPECIAL, CONSEQUENTIAL, OR INCIDENTAL DAMAGES INCLUDING, WITHOUT LIMITATION, LOST PROFITS OR REVENUES, COSTS OF REPLACEMENT GOODS, LOSS OR DAMAGE TO DATA ARISING OUT OF THE USE OR INABILITY TO USE THIS SITE, DAMAGES RESULTING FROM USE OF OR RELIANCE ON THE INFORMATION PRESENT, EVEN IF CSM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

9. General Information
The laws of the Commonwealth of Virginia and controlling U.S. federal law govern any action related to the Terms and to all use of, and access to, the Web Site. No choice of law rules of any jurisdiction apply. The parties specifically disclaim the U.N. Convention on Contracts for the International Sale of Goods. You and CSM agree to submit to the personal and exclusive jurisdiction of the courts located within the County of Fairfax of the Commonwealth of Virginia.